How long does an ACH deposit take?

ACH deposits are typically available within 1–3 business days, but timing can vary.

What to expect:

• Deposits initiated before 2:30 PM ET may be available for trading the next business day
• Some deposits may take up to 3 business days to be available for trading
  

Important:

• You must keep sufficient funds in your bank account for at least 5 business days after initiating the transfer
• If a transfer is reversed due to insufficient funds, a $50 fee will be charged (your bank may also charge a fee)
• Accounts with multiple ACH reversals may have ACH privileges restricted
  

Limits:

• ACH deposits are limited to $50,000 per rolling 7 calendar days