TradeZero America, Inc. Privacy Policy
Effective April 2025
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Introduction
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Your privacy is important to TradeZero America, Inc. (hereinafter “TZA”, “we”, or “us”). We want you to understand how we may collect, use, share, and keep information about you and the choices that are available to you. This Privacy Policy sets forth the principal types of information we and our affiliates may collect about you, the purposes for which we use the information, the circumstances in which we may share the information, and other important terms that apply when you utilize our “Services” which are principally our securities brokerage services, websites (“Sites”), our trading applications (“Applications”), and account funding and administration services we provide to our customers. By using our Services, you agree to this Privacy Policy, as it may be amended from time to time (see “Changes to this Privacy Policy” below).
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Personal Information We Collect From You And How We Collect It
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Below, we describe in more detail the categories of personal information we may collect from you.
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We may obtain information about you during direct interactions with us. You may provide us with your personal information (including personal identifiers, financial information, government identifiers, and professional or employment data) by filling in forms such as our account application, by contacting us regarding our Services and Applications, or by responding to our marketing activities. We may also obtain information about you through our affiliates, vendors, and other third parties.
We may also obtain personal information about you from publicly available sources and from companies that we do business with, such as consumer and investigative reporting agencies we use to conduct background checks, verify your identity, creditworthiness, and Know Your Customer (“KYC”) requirements. Furthermore, your interactions with third parties linked to our Services, including but not limited to, Apex Clearing Corporation, Visions Financial Markets LLC, TradeZero Holding Corp., and their respective subsidiaries and affiliates, your interactions with our social media sites, advertising campaigns, and other information from publicly available sources, such as public websites, may also provide us with personal information. Please be aware that third-party websites and social media sites are governed by their own privacy policies separate from our own.
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Why We Collect And How We Use Your Personal Information
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We collect and use your personal information for several important reasons. We use your personal information to provide and optimize our Services for you, which includes, for example, administering your account, communicating with you about your account, processing funding and trading transactions for your account, troubleshooting issues with our Services, resolving technical issues, and managing our relationship with you. We also use this information to comply with certain laws, regulations and KYC requirements including, without limitation, those enforced by the Securities and Exchange Commission, the Financial Industry Regulatory Authority, anti-money laundering laws, FINCEN and applicable state authorities. Furthermore, we use such information to help us safeguard your identity and your assets as well as to help us prevent financial crime. Additionally, we may use your personal information, to the extent permitted by applicable law, to conduct marketing activities that help us obtain and assess data to improve and develop our Services and our relationship with you.
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Who We Share Your Personal Information With
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We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. In addition, TZA does not sell or lease any nonpublic personal information about you to anyone.
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We Share Your Personal Information With The Following Third Parties:
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We May Provide Your Information To Third Parties, Including Marketing Companies, For The Purpose Of:
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You have the right to opt of the sharing of your information with third parties not related to TZA’s provision of Services by contacting compliance@tradezero.us.
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Other Situations In Which Sharing Personal Information May Occur, Include:
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Access And Choice
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We may offer features through the Services that enable you to correct, update, or amend your personal information. You may also e-mail customer support (see the “Contact Us” section below), and we will comply with such a request to the extent required by law. California residents may read more about their rights in the section below titled “California Residents.” Please note that we may need to retain certain information for recordkeeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion. There may also be residual information that will remain within our databases and other records, which will not be removed. If you decide at any time that you no longer wish to receive marketing e-mails from us, please follow the “unsubscribe” instructions provided in such e-mails. Please note that you cannot opt out of administrative e-mails, such as regulatory, billing or service notifications.
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Information Collected Automatically
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When you utilize our Services, we record information such as browsing activity and data displayed or clicked on (such as user interface elements, ads, and links) by using such tools as Google Analytics, for example. Such tools also help us collect other information such as the type of device you use, browser type, operating system version, IP address and date and time of access. Similarly, we use tools and third parties, such as Segment and Customer.io to collect your email information to track when and how you engage with our Services. We may use certain technologies, such as cookies, web beacons, pixels, webhooks, and similar technologies, to collect information automatically when you use our Services. We may use these technologies to, for example, record your preferences, track your use of our Services across multiple devices, measure exposure to our online advertisements, monitor traffic, analyze your use of our Services, for security purposes, to display information more effectively, to personalize your experience and to improve our Services. You have choices to limit some tracking mechanisms. Many web browsers automatically accept cookies, but you may be able to modify your browser’s settings to decline cookies. If you choose to decline cookies, certain features may not function properly or may not remain accessible to you. In addition, you may also render some web beacons unusable by rejecting or removing their associated cookies. We may also use information collected automatically from a particular browser, device, or application to recognize you on another browser, device, or application linked to you, for fraud prevention and other purposes.
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Do Not Track Signals
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Currently, we do not respond to browser do-not-track signals or similar mechanisms. Please see the “Information Collected Automatically” section above of this Privacy Policy for information on how we use Cookies.
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Security
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We seek to limit access to your personal information to authorized employees, agents, contractors, or vendors. We also maintain physical, electronic, and procedural safeguards designed to protect the information against loss, misuse, damage, or modification, and unauthorized access or disclosure while in our possession. No data transmission or storage system can, however, be guaranteed to be fully secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the “Contact Us” section below.
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Other Important Information
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Rights of US Residents
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You may have other rights and protections under applicable state laws such as those in Nevada, California, and Vermont. To the extent these state laws apply to our Services, we comply with them if we collect, retain, and share your information.
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California Residents - California residents should be aware that this section does not apply to: personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act, the Gramm-Leach- Bliley Act and its implementing regulations, the California Financial Information Privacy Act, and the Driver’s Privacy Protection Act of 1994; or other information subject to a California Consumer Privacy Act (“CCPA”) exception. The CCPA defines personal information (“PI”) as information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly with a particular consumer household. The update to the CCPA, the California Privacy Rights Act of 2020 (“CPRA”) further defines PI to include sensitive personal information (“SPI”). SPI includes a consumer’s:
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If you are a resident of California, you have certain rights in relation to your PI including SPI pursuant to the CCPA and the CPRA. These include your right to:
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Please note that the CCPA does not apply to what is referred to as nonpublic personal information collected.
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If you would like to discuss or exercise such rights, not otherwise exempted as nonpublic personal information collected by financial institutions, please contact us (see the “Contact Us” section below). California law requires us to verify the requests we receive from you when you exercise certain of the rights listed above. To verify your request, we will check the information you provide us in your request (which may include your name, phone number, and email address) against third party identity verification tools or verified information you have previously provided to us. As part of this process, we may call you after you submit your request to verify information. You may also designate an authorized agent to exercise certain of the rights listed above on your behalf by providing the authorized agent with power of attorney pursuant to the California Probate Code or by executing other documentation we may require. The authorized agent may make the request on your behalf by following the instructions above. If an authorized agent submits a request on your behalf, we will contact you to verify that they represent you.
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California law requires that we describe certain disclosures of PI and SPI where we receive valuable consideration. California law treats such disclosures as “sales” even if no money is exchanged. We do not sell PI or SPI to third parties as defined under California law. We do not knowingly sell the personal information of minors under 16 years of age.
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Nevada Residents - At any time, you may request to be placed on TZA’s Do Not Call List. Nevada law requires us to provide you with the following information:
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Vermont Residents - In accordance with Vermont law, we will not share your financial information with non-affiliates without your consent except as permitted by law. For example, we may share your financial information without your consent in order to service your account. We will not share information about your creditworthiness among our affiliates except with your consent or as required or permitted by law.
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Changes to this Privacy Policy
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We may update this Privacy Policy to reflect changes to our information practices or legal requirements. The effective date at the top of this Privacy Policy indicates when this Privacy Policy was last revised. Any changes will become effective when we post the revised Privacy Policy through our Services. Your use of our Services following these changes means that you accept the revised Privacy Policy. To stay informed of our privacy practices, we recommend you review the Privacy Policy on a regular basis.
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Contact Us
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TZA customers can direct any complaints, in writing, by mail to TradeZero America, Inc., 67 35th Street, Suite B450, Brooklyn, NY 11232 or email to compliance@tradezero.us If you have any questions about this Privacy Policy, please contact us at support@tradezero.us or call (718) 709-4925.