What is the Dutch Investor Compensation Scheme and how does it protect me?

The Dutch Investor Compensation Scheme (Beleggerscompensatiestelsel) protects private investors if something goes seriously wrong with an investment firm — for example, in cases of bankruptcy, fraud, or serious administrative malpractice. The scheme applies to licensed investment firms in the Netherlands, like TradeZero Europe.

If a firm fails to correctly segregate customer assets from its own funds, the scheme guarantees repayment of customer money and investments up to EUR20,000 per person, per firm.

The scheme is managed by De Nederlandsche Bank (DNB) and funded by the financial sector through the Stichting Beleggers Compensatiefonds. It is designed primarily for private investors and some small businesses; institutional investors such as banks, insurers, and pension funds are not covered